282113?1388163349
Amir Mostafaie  
Male
Gold River, CA

Specialties: health insurance, insurance

eHealthInsurance
Gold River, CA
My Posts
Nov 18, 2013 in the Health Insurance Expert Forum - 2
Dear jordanx11, As for health insurance, under the new law, as of January 1st 2014, you cannot be denied due to pre-existing conditions; in addition to that you might qualify for Medical or at the least premium subsidy. I suggest you contact Covered CA (1-800-300-1506), to determine what you qualify for; they can also help you enroll right over the pho...
Nov 18, 2013 in the Health Insurance Expert Forum - 1
Dear frieselr, Do you recall signing a document as a new patient? Usually providers disclose their billing policy upfront and majority hold the patient responsible for anything the insurance company doesn’t cover. One possibility may be that this provider didn’t bill the insurance company until it was passed their deadline (and yes some plans do have deadl...
Sep 19, 2013 in the Health Insurance Expert Forum - 1
Dear MRI123, My understanding is that you can purchase a Qualified Health Plan on exchange regardless of whether you qualify for Medicaid or not; however you don’t qualify to receive tax credits, subsidy or premium re-imbursement on your premiums, if you qualify for Medicaid. Sincerely, Amir Mostafaie
Aug 29, 2013 in the Health Insurance Expert Forum - 2
Dear bevinbest, I am sure practicing in Singapore, you are already aware that Singapore citizens and permanent residents are entitled to subsidized healthcare services provided through government healthcare facilities. I know many Singaporeans carry additional or supplemental insurance but I am told that is mostly through an employer. There are a few p...
Aug 29, 2013 in the Health Insurance Expert Forum - 2
Dear JackieAtZane, I was unable to determine which state you will be residing in to provide you with more specific information. If you are in need of coverage between now and end of this year you can shop for private health insurance on websites like www.ehealthinsurance.com were you can receive free quotes, look at plan details and talk to a licensed agen...
Aug 16, 2013 in the Health Insurance Expert Forum - 2
Dear allisonharris, There is only 2 weeks to September 1st, and it seems like you will start receiving coverage through your spouse’s group sponsored plan. To the my knowledge, under the new law pregnancy is not a pre-existing condition that can be excluded under group sponsored plans. To put your mind at ease, you can have your spouse inquire from his...
Aug 16, 2013 in the Health Insurance Expert Forum - 1
Dear wantinfo3035, I could not tell from your profile, what state you reside in; but until the end of this year (2013), in most states, insurers that offer individual private insurance plans are allowed to deny coverage based on pre-existing conditions. The good news is starting January of 2014, you can enroll in any individual health plan offered in your ...
Jul 18, 2013 in the Health Insurance Expert Forum - 1
Dear Lizzie1267, I am not sure if one would need a crystal ball to answer your question; before the new law (PPACA) in most states, insurers used individual’s health history to determine their insurability and premium; however as of January 1 of 2014, you cannot be declined for your pre-existing conditions. That said PPACA will allow limitations on when yo...
Jun 04, 2013 in the Health Insurance Expert Forum - 1
Dear Stan7a, Usually the pharmacist should do the math to process and fill your prescriptions in a prudent way. The difference however are not significant; in short, if the cost of your medication turns out to be greater than your deductible plus your copay (for that tier), then you will not only have to pay your deductible but also the copay for that 1 pr...
Apr 12, 2013 in the Health Insurance Expert Forum - 2
Dear jdemma, Whether your provider can charge you a higher price that his contracted (negotiated) rate depends on the terms and conditions of his contract with your insurer. The only way you can find out about this particular term is to contact your insurer and ask them that question directly. This will get you the information you need & inform the...