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Car Insurance
My son was recently in a car accident. He is ok but so far has missed 6 days of work and will not be cleared for work by the doc for at least another week, The driver of the car was insured- but he was arrested at the scene for DUI. My question is, can we expect the driver's insurance co to cover my son's medical expenses and lost wages?
Generally you have to pursue a civil suit for damages relating to injury/ loss of wages or potential wages (outside of PIP coverage).
However, if it's under the state maximum for small claims court, it's a VERY easy process. With medical bills, a doctor's note, and a police record of the accident and the DUI report, you should win easily.
Frankly, if the person can afford it, they should settle out of court to save themselves a potentially bad losing case.
However, if it's under the state maximum for small claims court, it's a VERY easy process. With medical bills, a doctor's note, and a police record of the accident and the DUI report, you should win easily.
Frankly, if the person can afford it, they should settle out of court to save themselves a potentially bad losing case.
No. Your insurance will hopefully. PIP (personal injury protection) kicks in immediately. Then your insurance goes after them for coverage. At least that's how it works here.
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