Aa
Insurance cancelled? Don't blame Obama or the ACA,
http://www.foxnews.com/opinion/2013/11/05/insurance-cancelled-dont-blame-obama-or-aca-blame-america-insurance-companies/
Juan Williams is a Fox News political analyst. He is the author of several books including "Enough: The Phony Leaders, Dead-End Movements, and Culture of Failure That Are Undermining Black America--and What We Can Do About It" and "Muzzled: The Assault on Honest Debate."
Wanna take bets on how much longer he is a political analyst for fox?
Juan Williams is a Fox News political analyst. He is the author of several books including "Enough: The Phony Leaders, Dead-End Movements, and Culture of Failure That Are Undermining Black America--and What We Can Do About It" and "Muzzled: The Assault on Honest Debate."
Wanna take bets on how much longer he is a political analyst for fox?
Those are the things that the believers like about the plan. I think the rest of the country are still concerned with the unknowns. I think our country has a giant trust issue that started maybe 16 years ago. I think that the defectors from the Republican party that voted for Obama feel let down, just like a good portion of the nation was with Bush.
Things aren't going so well, and when that happens it is hard for people to sit and watch without a whole bunch of tangible proof that things are getting better.
It is hard to trust the unknown. We get lied to too often for a lot of people to just throw trust at something like the ACA. The ACA is a bit of a bigger deal than Clinton/Lewinsky and we got lied to, to our face about that for weeks on end.....
I think this is an erosion of trust. We need something to go "as planned" for once. We need to be fully appraised of things of this magnitude. There should be absolutely no murky water regarding issues like this. That would make it one hell of a lot easier to climb on board.
Things aren't going so well, and when that happens it is hard for people to sit and watch without a whole bunch of tangible proof that things are getting better.
It is hard to trust the unknown. We get lied to too often for a lot of people to just throw trust at something like the ACA. The ACA is a bit of a bigger deal than Clinton/Lewinsky and we got lied to, to our face about that for weeks on end.....
I think this is an erosion of trust. We need something to go "as planned" for once. We need to be fully appraised of things of this magnitude. There should be absolutely no murky water regarding issues like this. That would make it one hell of a lot easier to climb on board.
One of the most popular and important provisions of the Affordable Care Act is setting basic minimum standards of medical insurance coverage. Here are some of those standards:
- Your insurance company is no longer allowed to cancel your policy if you get sick
- Your insurance company cannot deny you coverage or charge you more if you have a pre-existing health condition
- Your insurance company must allow you to keep your children on your plan until they turn 26 years old or get a job that provides health insurance.
- Your insurance company cannot impose lifetime caps on you health coverage.
- And perhaps most relevant to current discussion about insurance companies canceling substandard policies, your insurance company must cover what are called “essential health benefits.”
What are “essential health benefits?”
They are clearly defined on HealthCare.gov:
“Essential health benefits must include items and services within at least the following 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.”
That’s right.
If you are rushed to the hospital in an ambulance, the ACA says your insurance company has to pay for the ambulance ride.
If your son or daughter has a bout with depression or suffers from panic attacks, the ACA says your insurance company needs to pay for their medicine and treatment from a mental health professional.
People should be angry that their insurance companies were not paying for these humane, common sense benefits all along.
It baffles me that people are directing their anger at the ACA which rights these terrible wrongs.
The Hartford Courant newspaper reports that the CEO of Aetna insurance made $36 million last year plus several millions more in stock options.
They also report that the CEO of Cigna cleared a cool $12.5 Million plus stock options.
The American health insurance industry is one of the most profitable in the history of the world. Before the ACA, they made money by finding any excuse, any loophole to deny coverage to the sickest and most vulnerable people in our society.
- Your insurance company is no longer allowed to cancel your policy if you get sick
- Your insurance company cannot deny you coverage or charge you more if you have a pre-existing health condition
- Your insurance company must allow you to keep your children on your plan until they turn 26 years old or get a job that provides health insurance.
- Your insurance company cannot impose lifetime caps on you health coverage.
- And perhaps most relevant to current discussion about insurance companies canceling substandard policies, your insurance company must cover what are called “essential health benefits.”
What are “essential health benefits?”
They are clearly defined on HealthCare.gov:
“Essential health benefits must include items and services within at least the following 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.”
That’s right.
If you are rushed to the hospital in an ambulance, the ACA says your insurance company has to pay for the ambulance ride.
If your son or daughter has a bout with depression or suffers from panic attacks, the ACA says your insurance company needs to pay for their medicine and treatment from a mental health professional.
People should be angry that their insurance companies were not paying for these humane, common sense benefits all along.
It baffles me that people are directing their anger at the ACA which rights these terrible wrongs.
The Hartford Courant newspaper reports that the CEO of Aetna insurance made $36 million last year plus several millions more in stock options.
They also report that the CEO of Cigna cleared a cool $12.5 Million plus stock options.
The American health insurance industry is one of the most profitable in the history of the world. Before the ACA, they made money by finding any excuse, any loophole to deny coverage to the sickest and most vulnerable people in our society.
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