You will find coverage through the ACA...Just research, go through your state exchange, call the 800 number...1-800-318-2596...Hang in there...
In a hurry so I don’t have much time to elaborate. Talked them last week and they said we have been given one year. They changed. Providers after the cut off date in 2010 which disqualifies us for the Gradfathered in status. They said after the extended year, they are not sure what they are going to and could not promise anything.
You know what I mean..You can go through your state exchange like teko said, or look at other plans through the ACA. Otherwise if your income is above the guidelines for the subsidies.Then unfortunately, the ACA does not work for you...Did you employer drop your coverage?
"...5 Harry Reids!"
That is funny!!!
http://www.youtube.com/watch?feature=player_embedded&v=gPyqZZ-4JPc
"Looks like everyone on the Right is wrong, and Democrats are correct. How could we be so blind and stupid?!?"
Silly goose! We are republicans....
I guess we'll both have to stand corrected, Brice.
Looks like the Middle-Class WON'T be paying anything because of this ACA thingy.
Looks like everyone on the Right is wrong, and Democrats are correct. How could we be so blind and stupid?!?
"This is not to say that some middle-income taxpayers won’t pay to help finance the expansion of health care for millions of Americans.
The CBO estimates that the law will raise about $106 billion from penalties on individuals who fail to buy insurance — the so-called “individual mandate.” But, as we have written before, less than half of the penalty revenue (about 46 percent) will come from taxpayers earning under $120,000."
So the above paragraph was taken from a post above. Doesn't this place the responsibilities on the middle class? Am I missing the good part?
Im also wondering why you went thru the national website instead of a state exchange? It must be because you reside in an obstruction state? One that refused to set up their exchanges and refused the expansion of medicaid? hmm, if that is the case, maybe your blame is misplaced? just a little bit? Because in the obstruction states, people do not get all the advantages the plan was meant to have. I would definately be doing some more checking if I were you as I have only mentioned some of the more obvious?
So you chose a silver plan that pays 70 and you pick up the tab for the other thirty? No subsidys? Are you one of the 20 percent that will not be eligable for subsidys? How many plans did you check out? I had several to choose from?
ACA is based on your income, so if this is the case with you, your income must be over the allowed amount for subsidys.
.".You are free to find health care elsewhere...It is a free country after all... "
Apparently you have not been reading your own links.
Then it must not be for you...You are free to find health care elsewhere...It is a free country after all...
"Affordable" LOL
Under Obummercare for me alone will cost $343.00 a month ($4116.00 Annually) with a $4,5000 Deductible or $6,350 out of pocket expense? It looks like for me alone The “Affordable” Care Act will cost me between $8,616-$10,466 annually to benefit me.
No "warm fuzzies", eh? Not what it was supposed to be?
Thanks, I feel better now that everything is cleared up (not much difference from the blog).
Finally got through and cheapest plan of The “Avoidable” Care Act for me and my wife will be $735.00 a month with a $12.700.00 Deductible or $4,500. Per person deductible with a maximum $6,350.00 per person out of pocket
Primary doctor30% Coinsurance after deductible
Specialist doctor30% Coinsurance after deductible
Inpatient doctor30% Coinsurance after deductible
In-Patient facility30% Coinsurance after deductible
Emergency room30% Coinsurance after deductible
Generic prescription30% Coinsurance after deductible
Preferred brand prescription50% Coinsurance after deductible
Non-preferred brand prescription50% Coinsurance after deductible
Specialty prescription50% Coinsurance after deductible
You’ve gotta be kidding me!
Come on Barb. No it didn't. You must not have read that part. Any rise in cost is just "perceived".....
Any matter, somebody above mentioned that people who are now insured will quit going to the ER and start going to the doctor for preventative care. Uhm, not all of them will.
A guy who works for me has been bitching about not having health care and that he, his wife and baby cannot get sick until the insurance kicked in. He was fully insured and started to get sick. He kept putting off going to the doctor until he had pneumonia.
Just because people have insurance does not mean you are going to get them to go to the doctor. It also doesn't mean that you won't get them to quit using the ER for their primary health care. My little community if plum full of people who rush into the ER with a runny nose or a head ache. It's not even slowing down and won't. This community is full of people who do not pay their bills.
Correction ~ that should read:
do we still have ONE of those.
Middle class ?? Do we still have on of those ?
And do you really think that whatever companies get slapped with a new tax, will not pass it on to the consumer?
The cost for my thyroid replacement medication, just doubled in price!!
Hopefully they read it!...
and to the original article. this info found on factcheck.org if you want to read more.
Let’s first look at who will pay most of the health care tab, which falls heavily on businesses and upper-income individual taxpayers.
The CBO letter to Boehner shows about $318 billion — a third of the $1 trillion in net revenues — would come from tax increases on upper-income taxpayers to help fund Medicare. (See Table 2, “Additional Hospital Insurance Tax.”) Beginning Jan. 1, taxpayers started paying an additional 0.9 percent Medicare tax on income above $200,000 (for individuals) and $250,000 (for families), and a 3.8 percent tax on investment earnings above those thresholds.
In addition to upper-income taxpayers, the law will impose new taxes and fees on businesses — particularly in the health care field. Another $165 billion in new revenue would come from an annual fee on drug manufacturers ($34.2 billion), a 2.3 percent excise tax on manufacturers and importers of some medical devices ($29.1 billion), and an annual fee on health insurance providers ($101.7 billion). (The revenue estimates for each industry come from a June 2012 JCT report used by the CBO for its report.)
In addition, the CBO says businesses that do not offer health insurance for their employees are expected to pay $106 billion in penalties over the 10-year period.
Those six provisions total $589 billion over 10 years. Two other changes in the business tax code push the total to more than $600 billion — about half of the $1.2 trillion in total new revenues.
This is not to say that some middle-income taxpayers won’t pay to help finance the expansion of health care for millions of Americans.
The CBO estimates that the law will raise about $106 billion from penalties on individuals who fail to buy insurance — the so-called “individual mandate.” But, as we have written before, less than half of the penalty revenue (about 46 percent) will come from taxpayers earning under $120,000.
Also, the CBO estimates that there will be $216 billion in “associated effects of coverage provisions on tax revenues.” Put simply, the CBO assumes that employees who drop or lose their employer-sponsored health care at work will receive higher pay to compensate them. As a result, the government will see an increase in tax revenues because wages are taxable and health benefits are not. The CBO, however, did not estimate which taxpayers might wind up paying more in taxes because of such coverage changes.
There will be other direct tax implications for individual taxpayers, including some middle-income taxpayers, such as limits on health care spending accounts that increase tax revenue. (A full list of the tax provisions can be found on the IRS website.)
Johnson also has made the point before that the “Obamacare taxes” will indirectly affect all taxpayers. In a response to the president’s State of the Union address, Johnson said: “The trillion dollars of Obamacare taxes have just kicked in. They will hit every man, woman, and child in America — either directly through taxes on your health care plan, or indirectly, through higher prices for health care in general.”
That may be. Richard Foster, Medicare’s chief actuary, testified in March 2011 that he expected higher taxes on certain medical devices to be passed on to consumers. But the fact is that most Americans will not see any direct tax increase from the law, and to describe the entire $1 trillion as “middle-income tax increases” goes way too far.
Johnson also ignores that the law will result in health care coverage for an estimated 27 million more Americans by 2017 — many of them middle-income Americans who will receive subsidies to help them purchase insurance through the exchanges that will be set up by the law.
Those who are not eligible for Medicare or Medicaid and earn up to 400 percent of the poverty level ($92,200 for a family of four and $44,680 for a single person in 2012) will receive federal subsidies to help defray the cost of health insurance. In a February report, the CBO projected that about 80 percent of the 25 million people purchasing insurance through the exchanges in 2023 would receive government subsidies.
Yup, before obamacare, the old way wasnt working and people were told to pick themselves up by their bootstraps and quit being deadbeats and transferring their cost to those who did pay premiums. Now, the same people have decided that maybe that way wasnt so bad after all. Now they are trying to convince people not to get coverage at all and pay the fine....... imagine that!
Knowledge is power.....Thank you:)...Let's hope all the opposition actually logs onto that website and see for themselves..It will be so refreshing to them to see they can get quality insurance at an affordable price. Like you said, if they don't want it, don't get it, pay the fine, hope to god they don't get sick...Oh but if they do, us taxpayers will pay for the unpaid emergency room bill....