Like bree said, i imagine that the military insurance does cover fertiltiy treatments, at least some of them anyways! most of the time they will do some basic bloodwork on you, and a semen analysis on him (the SA typically costs around $95) bloodwork on you can vary.. you can go to the store and buy OPK (ovulation predictor kits) for around $16 or so and make sure your getting an LH surge before ovulation each month to better time intercourse, typically they will start by putting you on a pill to induce ovulation, walmart actually has clomid on the $5 or $10 list! : ) so they are making ways for everyone to have a better chance at affording everything! GOOD LUCK : )
What is your fertility diagnosis?
I would check and see if your inurances covers infertility. I know I've read other forums where the husband is in the military and some infertility is covered. I live in OH and the cost of IUI is $500 a month for 2 IUI's. I'm not sure about IVF. Good luck :)