Thank you for your post. Here are your answers:
1. Is there any HIV risk from me fingering her. I have a small amount of dry cracked skin on fingers but nothing 'open'.
NO, VAGINAL FINGERING DOES NOT POSE ANY RISK OF HIV INFECTION. NO ONE HAS EVER BECOME INFECTED THAT WAY.
2. I bite my finger nails...is this likely to increase risk
I DO NOT THINK SO.
3. Is there any risk from me using my fingers, after fingering her, to masturbate myself, eventhough my fingers were not near the tp of my penis??
NO RISK OF HIV INFECTION.
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