On the night of 23rd December, 2019, I was in a hotel room with a CSW here in New Delhi, India. She is not a street walker but does have a regular stream of clients.
She was quite dry , and maybe the condom was not put on in the proper way. There was no oral sex. I put the condom on my penis, and started having protected vaginal intercourse. 2-3 times during the act I took it out in between, to change position etc. When I put it inside for the final time, we had vaginal intercourse for maximum 2-3 minutes before I finally came. After ejaculation, when I proceeded to withdraw my penis from her vagina, I noticed the condom had broken off completely, and there was a complete tear at the base of the condom. None of us noticed when it happened, and apparently I ejaculated inside her only.
It alarmed both of us, and she washed herself first, after which I proceeded to wash her vaginal fluids from myself with soap and cold water.
I then asked her about her status, and she said she gets tested frequently, although I have no way of knowing if she was being truthful or not. She has a boyfriend, with whom she has unprotected sex regularly. She said this is the first time a condom broke during a commercial interaction. I asked her to get tested and I would pay for everything but she refused. She again and again said that she is clean and gets tested.
Please assess my risk regarding possible HIV exposure.