We are all sorry you are going through a rough time and are closing this discussion as you do not have an HIV concern.
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I am sorry that you are going through such a tough time. Have faith in your therapist, see him / her diligently. Medicine and therapy will help you. We wish you the best.
You never had a risk. Keep working with your psychologist for accepting the fact that you were never exposed instead of wasting your time and money on tests. If testing could get you sailing to the shore, you would certainly have been so far but look what you've done, now you're in a new dilemma, pretty classic one - HIV RNA or DNA PCR?!
You don't need either, see your therapist and discuss your anxiety disorders to overcome them. This forum can't help you with your issues since we only support people with HIV transmission risks and you don't have a relevant concern.
You had zero risk and there is no reason to test. Instead of wasting money on tests for a disease that you do not have, you should consider using the money for therapy for anxiety.
No test in the world is 100% for any disease. Ag/Ab tests are among the most reliable on the market for any disease. PCR by Cobas Taqman is not a test. It is a well-known, trusted brand name of a test used to detect a variety of diseases.