Consistent undetectable RNA in your serum means that you do not have the virus and not slow sero-converter or whatever your reason you have put together in your mind.
Nothing that you have mentioned puts you at a risk of contracting HIV, you didn't even need to test on a simple antibody test, forget RNA PCR NAT.
You probably have OCD and clearly exhibiting paranoia, you have brought this ordeal upon yourself by reading too much online.This was probably triggered due to your speculation of your partner providing you a fake HIV test result (This is certainly questionable as you have OCD, not sure what exactly happened), which offcourse was completely irrelevant in your case because you had no risk.
Protected sex was safe sex, getting a BJ is not a risk, not even a single recorded case in history of this virus. Fingering with condom and using the same condom was also no risk as the virus is rendered inactive in contact with external matter or environment.
You have already wasted a lot of money on the expensive RNA tests, save your money, just get an appointment with a professional to seek help. You and I, we both know this is not the first time you are obsessing about something, if you don't take care of the real problem, imaginary issues will keep recurring. You don't need any testing.
You should be doubting your own ability to diagnose disease instead, since you don't have any medical training. The test was created by scientists so it is unusual for a person to think that is in doubt and to have so much faith in their Google diagnosis system instead.
We rely on the opinion of expert doctors so don't pay attention to whatever you have located on someone else's site and how you have tried to interpret it or we will be arguing and teaching here forever. You are confusing some common health issues with ARS by ignoring that you are exposed to other people's germs and viruses when they cough on you.
This answers all of your HIV questions, and if you can think of any more just reread about the 3. You had zero risk therefore testing is irrelevant to your situation because you had zero risk. HIV is a fragile virus, which is instantly inactivated in air and also in saliva which means it is effectively dead so it can't infect from touching, external rubbing or oral activities. It doesn't matter if you and they were actively bleeding or had cuts at the time either because the HIV is effectively dead.
Only 3 adult risks are the following:
1. unprotected penetrating vaginal with a penis
2. unprotected penetrating anal sex with a penis
3. sharing needles that you inject with.
The only way to get HIV is if you did one of the 3. The situation you describe is a long way from any of these 3.
Even with blood, lactation, cuts, rashes, burns, etc the air or the saliva does not allow inactivated virus to infect from touching, external rubbing or oral activities. Doctors have calculated the risk from what you describe to be less than that of being hit by a meteor, therefore no one will get HIV from what you did in the next 40 years of your life either. The above HIV science is 40 years old and very well established, so no detail that you can add to your encounter will change it from zero risk.
It is abnormal to test repeatedly for the same disease, so if you test again that indicated HIV phobia and needs to be addressed by a mental health therapist.