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Best insurance for pre-existing back condition?

Greetings,

I'm very amateur at dealing with insurance companies and insurance types. I am presently uninsured. About a year and a half ago I started having sciatic pain. I was diagnosed by the UCLA ER with a herniated disc. It seems like the disc slips in and out of place because the pain comes and goes on a random basis.. I'm currently in pain (have been for two + weeks) and this is the 4th or 5th time I've had a "flare-up" since the pain first started over a year ago..

Up until yesterday I had a regular doctor (PCP?) that I was seeing, but when I called his office I was informed that he has passed away. I am almost out of Vicodin now, and have yet to find another doctor who can fill my prescription.. Vicodin and Motrin are really the only things I've been using to alleviate my pain.. I had tried a chiropractor, but he was hurting me and I stopped seeing him..

I need to have some form of treatment for this back problem, but I obviously need to become insured before seeking that treatment.. I do not know which type of insurance would be best suited to my needs.. I went to ehealthinsurance.com and was looking at the kaiserpermanente $1500 deductible plan, but when I read what the different plans offer it's almost like trying to read Greek.. Some of the information makes sense, but it's hard to know if any particular plan will cover my needs and "pre-existing back condition".. I don't have anyone to guide me or help answer questions. I don't know what to do right now and I don't know what my options are.. I've already been missing work due to the pain I endure.. Vicodin is the only thing making me able to still go in to work, without it I would be in too much pain to stand on my feet for more than a few minutes..

Can you please help me decide what steps I need to take, and possibly offer a suggestion for an insurance plan/provider that might fit my needs?

Thank you for your time,

SciaticSufferer
3 Responses
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282113 tn?1388159749
MEDICAL PROFESSIONAL
Dear sciaticsufferer,

Dear sciaticsufferer,

I work at eHealthInsurance.com & wanted to point out that we have licensed agents that can help you with the process of finding a plan to meet your needs and/or explain a specific plan benefit to you.

Whether you go with eHealth or a local agent in your area, be sure to consult with a licensed agent about your pre-existing condition & how that can be decisive in the outcome of your application.

Sincerely,

Amir Mostafaie


Helpful - 0
627423 tn?1222057666
You can always look into Guaranteed Acceptance Healthcare Benefits like Teamcorp or USA+   check out this site:
http://www.****.***/

just scroll down a little and click on the guaranteed acceptance area and it will give you information you need,  these are nationwide and set prices.
Helpful - 0
Avatar universal
I might be able to help you.  Please visit the below links, and e-mail me at ***@**** if any of the options interest you.  You may be eligible to receive savings of up to 80% in healthcare costs.  The payment plans vary, with the most comprehensive plan costing only $59.95 for the entire household per month.  Here are the links........

http://www.IBOPlus.com/40631941
http://www.MyBenefitsPlus.com/40631941
http://www.DeliveringOnThePromise.com/40631941
Helpful - 0

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