I have a condition that I formerly complained and was starting to be seen for under my parent's insurance plan. I am no longer on their plan, but I still have the same problem and am wondering if it would be best for me to get back with that particular company since the condition is something that existed and is already in my records with them. (I found out that they are still holding my health records.)
Also, my father explained the concept of insurance and insurance premiums and the whole thing is very expensive. Do you know of any sort of student rates available for HMO's like Kaiser?
Having been a member of an insurance company through a group plan (your parents' in your case), doesn't make it easier to get individual coverage with that company. If your pre-existing condition is likely to cost money, then it doesn't matter if you have had a relationship with that company in the past. Your best bet is to contact a licensed agent or the Sales Dept. of your current Carrier & disclose your pre-existing condition & ask them what your chances are.
I don't believe Kaiser has any special student rates.
Copyright 1994-2018MedHelp.All rights reserved. MedHelp is a division of Vitals Consumer Services, LLC.
The Content on this Site is presented in a summary fashion, and is intended to be used for educational and entertainment purposes only. It is not intended to be and should not be interpreted as medical advice or a diagnosis of any health or fitness problem, condition or disease; or a recommendation for a specific test, doctor, care provider, procedure, treatment plan, product, or course of action. MedHelp is not a medical or healthcare provider and your use of this Site does not create a doctor / patient relationship. We disclaim all responsibility for the professional qualifications and licensing of, and services provided by, any physician or other health providers posting on or otherwise referred to on this Site and/or any Third Party Site. Never disregard the medical advice of your physician or health professional, or delay in seeking such advice, because of something you read on this Site. We offer this Site AS IS and without any warranties. By using this Site you agree to the following Terms and Conditions. If you think you may have a medical emergency, call your physician or 911 immediately.