I am 36 years old, non-smoker, mother of three, ages 4 1/2, 3 1/2, 2 year olds. I was diagnosed last year of both mitral and tricuspid regurgitation, one with mild-mod and the other with moderate level... just had a ff up echocardiogram the other day and now awaiting for result. My question is, if my condition progressed, when will I need valve replacement? if it remains the same... what are my chances of it progressing... when is usually valve replacements done... are they covered by insurance... where is the best to have it done... pardon my ton of inquiries...