I don't look at pictures, as I am not a doctor and can't diagnose.
I do wonder if you have some kind of fungal infection. Since you don't have insurance, what about trying an STD clinic or Planned Parenthood. You don't have to have insurance for either of those.
If you need help finding one, let me know your location - I just need the state if you aren't comfortable with telling me the city - and I can find some for you.
That would be great. I appreciate all your help. My location is Virginia.
Here are some numbers you can call - they are for HIV testing, but you can ask them about where to go for STD testing -
This one might not be accurate entirely, but you can call and get some info from them - http://yourstdhelp.com/virginia.html
The first one says to check your county's dept of health pages for local std clinics, so just google your county and public health and you should be able to find a clinic near you.