there is absolutely no difference between a wart on your hand/feet and a wart on your genitals. it's all a cosmetic issue, not a health issue. any provider who made you feel bad about having a wart, should be reported to the clinic manager. they are incredibly common and it should've been a teachable moment, not a moment to make someone feel like they are not able to ever have sex again!!
if more warts are showing up, I recommend seeing a different gyn and having them removed. who has 3 months to wait for aldara to work, if it's going to work at all?
how long have you been with your current partner?
also if you are planning to start a family soon, have you and your partner had herpes igg blood testing too to know who has what?
Yeah your doctor is a jerk. No sex again? WTF. If you are planning on staying with your current partner, its simpler since he has it too. Don't despair, this is a cosmetic issue that 80% of all sexually active adults have.
Does it last forever? 90% of the people make it dormant in their system. No doctor will ever tell you that it may not ever come back but most will tell you that after 6-24 months of no warts, you are not infectious. But it may come back someday years/decades from now. You should be able to have kids with no problems.