I was applying for life insurance and had to have a physical to finalize my application. All tests were fine except urine. Urine showed protein. I went to my primary and we did the urine test again. Indeed - tested with the stick and the results showed protein and blood were present. She sent the sample out to be cultured. Results: No infection and just trace levels of both blood/protein. She had me do a first morning urine sample and that test came back with elevated creatinine of 38.4 mmol. I do not have diabetes. Blood pressure is 100/70. Blood serum creatinine is solidly in the normal range. All blood work is normal... What could this be related to? I do have a relatively protein based diet. Family hx includes high bp, diabetes and gout. I have no symptoms or results pointing to those issues being my issues. Big Puzzle.... I was referred out to a Nephrologists but cannot be seen for months.... Any thoughts out there?