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Avatar universal

iugr baby ....both insurances just dropped me

For those of you that are aware, in the beginning I had a subchorrionic hematoma that took 4 weeks for someone to give me an ultrasound and figure that out so...I already hate my clinic.  Any who. The week before I was diagnosed with my iugr baby the Dr tells me she doing a growth scan because " you've been measuring small" which is funny cause NOBODY EVER BOTHRRED TO TELL ME!!! After my growth scan she says he's iugr and I should prepare if not tobdeliveer next week then the next...sounds serious yes? So I calk my otr husband tell him to start trying to get back to this state so he doesn't miss the birth (which now it sounds like he will miss anyway) and now my grandmother is flying out, and I guarantee on Monday they will not induce me because I'm a $$$$ dollar sign and I'm sure I'll need another appointment. Annywho, while all this is going on I just found out last week I no long have both my insurances, one cause I dropped from full time to part time, the other I'm hoping was communication error units being worked on (too difficult to explain) so anyways I call the ob office Thursday and said "hey, this is my finance situation. I will be in on Monday , however if Dr. Doesn't decide to induce me, ill see u when I see ya. I can not afford consecutive appointments, plus. My last blood work , plus delivery, plus hospital charges. Until they get myiinsurance worked out I have to assume responsibility for theses charges and I can not ...can not come."  U can imagine the conversation from there and then she tells me (she being the Dr assistant) oh your baby's fine, stop freaking out , they do this all the time, trust us....(how can I trust them when I had to go on Google to find out what I had???) , eventually they brought me in to figure out pocket clinic cost which wait for it it gets better turns out to be the same cost of the package deal if I had originally started paying out of pocket...( I potntially only have 2 weeks left). How is that fair for someone with 2 weeks to pay the same as someone with 9MONTHS!!! And its not like I'm a dumb as who just now decided to have a baby and not have insurance, I've been going there all 8.5 months. Ihad insrinsurance for 3 years! This is just some random shitstorm thrown in my face and he last words to me are, "u can't put a price on ur baby, please keep coming to your appointments..." I didn't put a price him. They did, and I'm doing more than I can afford , I'm stresses out, I'm scared and I'd like to punch all of them in the face...and when I go in on Monday what I said stands , I will see them when I see them.
Best Answer
Avatar universal
I had my last baby without insurance and it *****. I had to prepay for the doctor and pay out of pocket for every lab test and ultrasound (only got the one gender scan at 20 wks and it was so expensive!) My daughter is now 26 1/2months old and I'm still paying on delivery. Definitely keep on that insurance that you think dropped you bc of a communication error. They shouldn't be able to drop you knowing you're pregnant.
14 Responses
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6291338 tn?1389447613
Thats great hope all goes well with u switching docs n having a smotth delivery n healthy baby
Helpful - 0
Avatar universal
So I got medicaid and tomorrow I'm calling around to switch drs for second opinion...tired of ****** customer service
Helpful - 0
6880636 tn?1393491685
My first baby was iugr n they induced me at 40+1 m he was 6lb9! Saying that, I'm from UK so don't need insurance!
Helpful - 0
Avatar universal
Go get Medicaid if you qualify. Sometimes they pay for past bills
Helpful - 0
6291338 tn?1389447613
Girl the government insurance does be bs'n with the communication crap they say u didnt send in paperwork n time but if u try n call them they either say too many calls n call back later or ur on hold for hours no joking id still go to ur local health department n get checked their n talk to someone their n ask ur options or go directly down to ur government office n talk to them about the situation ive come to learn when u take more action n talk face to face with pple n be sincere they try to do anything to help u
Helpful - 0
Avatar universal
I'm a resident of Kansas. I was going to my first obo & would pay 100$ a visit I didn't like him so I switched to a different that I was comfortable with there I can't pay each visit & my ultrasound was 342 & at the other on was 200$. They gave me a payment plan where I coils pay 600$ somethim a month! What the heck! Or I could pay 7,000 when I was due pays for doctor delivering & my appts not including the hospital stay. I don't qualify for medicade BC I need to be a resident for more than 5yrs I don't qualify for help from this other group BC I'm not illegal. Idk kind stressed abt it in debit already :( ftm I knew it wouldn't be cheap just would think there would be some program that could help out I payed 6grand for all my fees to become a resident so just a bit dissapointed there's nothing
Helpful - 0
Avatar universal
You should apply for medicaid if you have not already. If you qualify they will back date the services from the time you apply.
Helpful - 0
Avatar universal
The govt insurance is the one that dropped me due to surpassed communication error, I'm just screwed I guess . Its been a week and haven't heard anything from them yet saying if they're reinstating me or what. My husband and I are pretty much preparing for the worst
Helpful - 0
Avatar universal
Dont know where ur from but they dont have government insurance???
Helpful - 0
6291338 tn?1389447613
the *are for come i wrote it the slang way sorry forgot the site blocks it n the A word lol n they no babies r expensive already nobody can afford a newborn n a hospital bill that will be high as crap without insurance smh
Helpful - 0
Avatar universal
Dont know where ur from but they dont have government insurance???
Helpful - 0
4204106 tn?1374701216
My last insurance said my pregnancy was a pre-existing condition. I had to pay for the first 6 months out of pocket. When i went to switch i found out i qualified for state medical until the baby is born. I was stressing out for the longest time.
Helpful - 0
6291338 tn?1389447613
I totally understand my insurance was sum bs it took forever for me to get insurance they told me to *** when i got insurance after a month of me tryn they send me a letter asking y i hadnt *** im like really yo *** told me not to da heck so i call n tell em n they scheduled an appointment then i finally go n my insurance finally came thru my mom was so mad bcuz she lost her insurance during her pregnancy n her doc continued to c her id go to ur local health department they will c u for free so u can check on u n they can get u approved for pregnancy medicaid that day hope this help
Helpful - 0
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