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8793709 tn?1409594060

Cost of having a baby - please help

here in the UK, NHS arranges the scan and midwife appointments for free with your nearest birthing center / maternity hospital.

When it comes to birthing and hospital stay, what part is free and what expenses do i have to bear from my pocket? I don't have medical insurance here in the UK. but i have a house and medical insurance (which covers my pregnancy) in Switzerland, where i'll be provided with various comforts and medical attention if i give birth there.

so ... how much will it cost to have the baby in the UK? What are some of the major expenses i should expect to pay for? Is it better to fly to Switzerland (1 hour flight) before 36 weeks and have the baby there?

Thanks for your advice ladies!
11 Responses
Avatar universal
If you are entitled to the full benefit of the nhs then you don't need to pay anything regardless of
how many appointments you need
how many scans you have
whether you have the baby naturally
whether you need a c section
whether you need inducing
etc etc
anyone entitled to nhs gets everything for free whether you are a tax payer or not...
The only thing a tax payer will normally pay for is any prescriptions you may have for medicine etc but you may be eligible for a 'maternity exemption certificate' which allows you to get all of your prescriptions for free been as you are pregnant. xx
Avatar universal
As far as I am aware for anyone having a baby on the NHS everything is free. You go into hospital and have the baby and that is it you go home after the birth. You don't need insurance or anything..
Avatar universal
It is free for British Nationals and certain immigrants however I now see signs in hospitals which say if you are a foreign national then you may have to pay costs, it doesn't say what the costs are however. Sorry I can't be much help.
Avatar universal
I'm in uk and its all free there are really good over here too :)
8793709 tn?1409594060
Thank you for your response ladies.

well, i'm a Swiss national and do not require a visa etc for the UK (EU / EEA rights). but i thought it depends on whether you are a tax payer or not. And we do pay council and income tax here.

i'm just worried about extra expenses if i require a c-section, medication, hospital stay (ward) for a few days), etc.
Avatar universal
Also again if you are entitled to full nhs then you don't need to pay to stay in hospital either. If it's for one night or one month. Hope this helps... If you are at all concerned then ask your midwife or phone the CAB xx
Avatar universal
http://www.adviceguide.org.uk/england/healthcare_e/healthcare_help_with_health_costs_e/nhs_charges_for_people_from_abroad.htm
8793709 tn?1409594060
Thank you so much for all the details and your kind response, mommy_to_beauties  :-)
Avatar universal
That's okay i hope i helped :-D where abouts do you live in the UK?xx
8793709 tn?1409594060
i live in London. What about you?
Avatar universal
Wolverhampton :-)

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