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babys' health insurance

I am a ftm and would like to know how do you go about getting the baby's insurance? Do you pay a separate insurence premium? Or you add the baby  to your insurance?  How much more would the insurence cost approximately? I don't get any help or medicaid I currently have United healthcare in the state of New jersey.   Please advice, I tried to find out thru my insurance but they won't give me any info or price until the baby is born. Share your experience, thank you
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Avatar universal
I have insurance through my job. When my dsughter was born they added her to my plan and it went up a little over $100 a check. With my son when I have him it won't go up because the plan I'm on is for employee plus children. I will just have him put on it as well.
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Avatar universal
You might be able to go to United's website and create a fake profile to get an estimate of how much it will cost. I have Aetna and that's what I did. It'll be an extra $200 a month- Ughhh.
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Avatar universal
Thank you so much .. :)
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Avatar universal
Thank you, I went to the website and I came out to $170 more. Great idea! I appreciated :)
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