I know they have to accept me. Im extremely afraid of debt. I grew up pretty poor and it as always been a scary feeling to owe someone so much money. I just recently bought my first car and im scared to death of loosing my job and not being able to pay payments and it mess my credit up. I'm a worry wart I know.
I went through Obama care and have Blueshield. I can't qualify for medi-cal due to income :/ try that. They can also tell you if you can be eligible for medi-cal. Or go to the nearest Department of social services office. My son still gets Medi-cal though I'm sure my baby can too when born.
I have medical and they have to accept you if your pregnant from my understanding. You should see if your state offers pregnancy insurance through the government
Lifewise, the plan I selected covers 90% of maternity. Go online and compare rates. I would select something with a low deductible even if it means a higher monthly premium as you know you will be using it. Most ob offices will want their entire fee paid before you are due so keep that in mind. Mine wanted $300 up front then offered monthly payments for the remaining balance.
I have United healthcare and Medicaid.