I have blue cross advantage silver off the marketplace. You may qualify for a tax credit and get a discount.
My husband and i went to the open marketplace. We were totally against it. Until he lost his job. Honestly it is a great help to get insurance. I would look into it.
I'm in the same predicament. My husband and I earn too much to qualify for medicaid so for Nov and Dec we are paying our prenatal visits out of pocket and have enrolled in Blue Cross Blue Shield Gold plan to go into effect Jan 1st. So far paying out of pocket has worked great for us. My Dr has giving us a huge self pay discount on all our visits so far.