I'm not sure where you live. Okay, so ask a mom that you know well maybe? I know that about every other mom I know who has a child in elementary school has saved up and gotten a really nice camera. Some get into photography. And they can take really good pictures. Sounds goofy, but worth a shot. We had a sister in law do it for us---- she splurged and had a super nice camera and took the pics. She left her job and has now started her own photography business. There are a lot of very talented amateur photographers out there. Or else, look for specials and/ or call around. good luck hon!
Groupon & Living Social have great packages for JCP & The Picture People. TPP even prints your copies while u wait!