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Avatar universal

insurance

Hi, i live in the UK, but i keep seeing lafies talking about insurance, im just curious to know what happens if you dont have insurance? Do you have to pay to have a baby?????
6 Responses
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6880636 tn?1393491685
Yes you do, here in the UK we have the nhs so we don't have to pay, but other countries like US don't have nhs they have health insurance instead so, like with our car insurance, if u don't have insurance or ur insurance doesn't cover it then u have to pay
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Avatar universal
I saw a post a while ago and in one state a lady said it was like $7k to have the baby vaginally or $18k to have it via c section if you didn't have insurance.
Feeling blessed to be an Aussie lol.
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Avatar universal
Its crazy! I cant understand where anyone would get that sort of money from, i wouldnt be able to have a child if it was that much! But i supposed thats why you get the insurance!! So thankful for the NHS!! X
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Avatar universal
All 3 of my deliveries have cost in excess of $20,000, thankful most was covered by health insurance. Pregnant with #4. Estimated out of pocket expense will be about $7,500 this time
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Avatar universal
There are also plenty of women who qualify for state health care during pregnancy and the cost of delivery varies greatly depending on where you live and such. Also many hospitals offer discounts for uninsured patients and pay plans so you rarely have to pay the full amount.
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3062962 tn?1406743961
even with insurance, I'd be lucky to pay less than $5000 out of pocket. I have a $1000 deductible and then 50 percent after my deductible has been met. in my state, the recent data shows at least $13000 average for a single vaginal delivery with no complications, and that doesn't include prenatal care!
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