Aa
A
A
A
Close
Pregnancy Community
72.3k Members
4983320 tn?1378405868

Health insurance for baby

Ok ladies this might sound like a dumb question, but I’m really confused so maybe someone can help me.  I’m covered on my parents health insurance until I’m 26, so that’s what I’ve been using throughout this pregnancy.  But what am I supposed to do when the baby is here health insurance wise?  I highly doubt my dad’s insurance will cover my baby, but my husband can’t get family insurance through his work, and  I know the baby needs monthly appointments, and I’m just not sure what I’m supposed to do and when I’m supposed to do it.  Last time we checked we didn’t qualify for medicaid.
8 Responses
Avatar universal
try Chip ppl who dont qualify for medicaid can try for chip n it helps
Avatar universal
Even if you don't qualify for medicaid your baby probably will! I don't qualify for it but my kids do or like she said you can apply for chips. Its like medicaid
Avatar universal
My friend is not covered by Medicaid, but her daughter is - so call or just try to apply!
4983320 tn?1378405868
Thank you ladies! I just looked up chip & it sounds like just what I need to try. l probably try for Medicaid first just to make sure. Do you have to wait to apply after the baby is born? My stepdaughter isn't insured & we have full custody, luckily she never gets sick, but would it be easier to get her on Medicaid or chip and then add the baby?
Avatar universal
Jm in same boat but Medicaid won't turn down a baby or pregnant lady with no insurance you just have to go to the health department and talk to them about it so that the baby is covered once he is born and you don't end up with  bunch of hospital bills.
4654179 tn?1382646814
Apply for your step daughter and then son. You'll need proof that he's been born to apply for him.  It helps if you already have a case with medicaid.
5609181 tn?1375335972
I went in yesterday to apply only did my daughter because, like you, I'm under my parents insurance. They said that I have to apply myself and Medicaid will be my secondary insurance and she can only be added once she's born because they need proof that she's a US citizen.
Avatar universal
your baby would qualify for Medicaid for the first year you just have to bring baby and get it.
Have an Answer?
Top Pregnancy Answerers
13167 tn?1327197724
Austin, TX
Learn About Top Answerers
Didn't find the answer you were looking for?
Ask a question
Popular Resources
Get information and tips on how to help you choose the right place to deliver your baby.
Get the facts on how twins and multiples are formed and your chance of carrying more than one baby at a time.
Learn about the risks and benefits of circumcision.
What to expect during the first hours after delivery.
Learn about early screening and test options for your pregnancy.
Learn about testing and treatment for GBS bacterium.