You're living with her parents.
Being the obedient daughter in their household, she may be following their will which may customarily out trump you as merely her husband in their household in that country. While I think they put her up to it, she appears not to have resisted too vigourously.
Wow am I ever glad I read this. I certainly understand why you had transferred your $ into her account; it was convenient; your trust was implicit; and after 15 yrs of what one would assume was a happy marriage up to that point, yes, who wouldn't. I would've as well.
So if I'm understanding you accurately, you have been living in India now for ~2 years. She has exclusive access to your money, has abruptly changed w.r.t her behavior towards you relative to how she was in the U.K., and despite your largesse and demonstrated kindness and respect, you're on the outs with her family. That's quite nightmarish. Smacks of prejudice.
Don't know what to say except that I sympathize with you. If it were me, I'd be patient yet critically aware, constantly plotting and planning, 'sneaking around' even, in order to get account info, password, pin # etc. And when and if a window of opportunity presented itself, I wouldn't hesitate to make a beeline for the bank, drain the account, go to the airport and, ditching all your stuff at the house, get the hell outta there! Back to cool Britannia where you belong. Then hire a good lawyer and divorce her a** ASAP.
When she tries to take legal action against you, at least it will occur within the British legal system so it will be fair, and likely to your advantage. Good luck! Earlier I said I was glad I read your post. And I am. It only reinforces something I am coming to believe: the importance of never really trusting anyone 100%, and the forever ongoing need to remain both financially and emotionally independent, no matter what. Hope things work out for you. Thanks.
i'm so sorry to hear of your mistreatment. So unfair. The fact that your wife has been continually physically and verbally abusive makes me think that there's not much hope of you getting to a better place. First she would have to admit to her having anger issues, and it doesn't sound like she might. It sounds like it would be best for you to go back to the UK, if a family member would help you get there.
I hate to say it, but maybe she isn't 100% happy with your marriage and might consider it a bargain to be free of the marriage herself, so much so that she might give you air fare back to the UK for a divorce.?
My thoughts and prayers are with you.
BTW: There is a way out; you just have to plan one.
You can't return to the UK? Any family in the UK to help you? You have no money at all?
Sounds like she has other plans for your money vs. opening a "business." That's why she doesn't want you to ask questions.
People on the receiving end of largesse can become very nasty and ungrateful.
Ask a trusted friend to refer you to a lawyer, to explore your options here.
You're retired and not gainfully employed? No new business was started in India?