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What are my options for health insurance to remove fibroids?

I have 3 fibroid tumors I would like to get surgically removed.

I currently have no health insurance.

What are my options for affordable health insurance?

Is there a way to find out how much coverage I would get for fibroid removal surgery, before selecting any particular insurance plans?


Here is some background info that may be helpful in determining what I am qualified for :

My income for 2016 was $39,843.

My income so far for 2017 from January to July is $11,877.97.

I currently live in the state of North Carolina.


Thanks in advance for any helpful info!
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973741 tn?1342342773
COMMUNITY LEADER
Well, this is hard to say.  Not having insurance is something that you are not alone in.  There are different ways to remove fibroids with surgery just being one method.  So, you may investigate options that are less invasive or more cost effective for the same result.  The state of North Carolina, when I searched does have a number of community clinics for health care for those without insurance.  You can look up free health care clinics (also indigent health care clinics which means no insurance) in North Carolina to find a listing.  It's not always free but on a sliding scale.  But with an annual income as low as yours, if this is your only source of income (meaning you don't have a partner or spouse who brings money into the family, any other payments to you such as alimony or child care, etc.)-- you can look into Medicaid.  the levels are pretty low---  for a full year, a single person would need an income level of $15,800 or below.  You made more than double that amount last year but are currently under it this year.  So, maybe give your state office to call to see if you qualify.  But sure, you can inquire about coverage.  These days, many plans have high deductibles and you pay that first.  It can be thousands of dollars but then you pay no more the rest of the year.  And then there s the traditional 80 20 plans (or whatever the percentage is where you pay X percent of anything you have done after the copay.  Since the Affordable Care Act is up in the air, I'm not sure if you can contact the exchange to see your options.  

Sorry if this wasn't too helpful but I DO hope it all works out!
Helpful - 1
Avatar universal
Most insurances should give you a copay or percentage of what they cover for outpatient and inpatient surgery. You will want to research the average cost of the different surgeries (talk to your doctor about options) and what they cost in your area. Has ypur doctor recommended removal? It isn't necessary to remive sll fibroids. I have haf for over 10 years.
Best of luck.
Helpful - 0
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