Sep 01, 2009
So, this week my son and DIL discovered that their health plan, United, does not subcontract w/The Mayo. This means that their co-pays will now be 25%. Can you imagine such a thing? I don't know how much everything costs, but I know it's beaucoups. Probably hundreds of thousands of dollars. As my son said yesterday, "I make a lot of money, and yet I can't afford to pay for medical care for my wife? This is insane." And I agree w/him. He asked the Mayo docs if they would let DIL have various tests run in Rochester at hospitals/clinics who do accept United, and of course, Mayo said they'd feel better about performing them at The Mayo..... They did say they would write an appeal to United making the plea that the Mayo is the only hospital in the US who can perform certain kinds of surgery my DIL needs, re diaphram surgery.
I know insurance companies well enough to know that they will do anything not to pay, so I expect this bout will go back and forth, back and forth, before any resolution is reached, and then I doubt the resolution will be satisfactory.
How can it be that the US Health system is in such a mess? I support the 'government plan' in the healch care debate not occurring. I guarantee that if health insurance companies had to honestly compete, they would find a way to compete and costs would go down. It is truly an outrage that insurance companies - not government bureaucrats - have the authority to say who does and who does not deserve treatment.
I've read on this site of at least 2 women who don't have health insurance, go to the ER, and are told they need to go to a gyn/onc. That they don't do pelvic exams in ER. I supose it means if you don't have insurance and/or you can't afford to pay, you just grin & bear it and die. I'm gelling you, it's an outrage that our country treats ill people in such a way.