Is this something bad?

[07k_Vxbes]

Hello, Im 14. and i got a skintag/wart looking thing on my left areola about a year ago, its like white and fleshy. It doesnt hurt or leak or anything, it just sits there. Is this related to breast cancer? Im really concerned. My mom said its pretty much nothing but im still terrified and i dont wanna see a dermatologist. (I also have pain in the left breast, not bad pain but like the pain is there for like 1-2 times a day, and is usually a night, Im wondering if it may be because of the bras i wear, which are TIGHT. Theres no rash or anything wrong with my chest. Im just concerned about the bump.)