I agree. Though a lot of the fertility treatment is paid for out of pocket and not with insurance, I would strongly recommend you going to get a basic exam (levels checked, tubes checked) to see if there is any issues. The average healthy couple takes up to a year to get pregnant so since it has taken that I would look into a simple exam until you can get some insurance. Good luck!
Hi there - how old are you? have you tried the basic home options such as monitoring the ovulation or temp, i don't have much info around the cost, however, you may need to go to an OBGYN first to know how the hormone levels are, and the tubes ok or not, but i know that these tests do cost a lot, also what your husband is right that what we spend is the worth when we hold the baby. good luck.