No need to post negative HIV test results on this forum. If you want to ventilate your relief over the result, please use the HIV support forum.
You clearly have a knowledgeable provider; most likely he has more experience with patients like you than I do. I agree completely with him, with the single exception of "moderate" risk. Perhaps your partner's risk of having HIV approaches "moderate". However, your risk of having caught HIV is miniscule to zero. Even if your partner had HIV and you hadn't used a condom at all, the average risk is one transmission per 2,000 episodes of unprotected vaginal sex. Personally, I would not have recommended the viral DNA/RNA test ("test for the virus"). However, if negative it indeed will be highly reassuring; your doc's estimate of 95% sounds about right.
A few additional comments: HSV-2 increases the risk of HIV if exposed, but the available data suggest that HSV-1 does not. When a person asks a partner to use a condom, it is not usually because that person is infected with something. She was worried about getting infected by you, not the other way around. In other words, it's a good sign when a partner suggests a condom - evidence that the person probably is NOT infected, not that she is.
From your description, I cannot tell what your doc was trying to convey in regard to HSV-2 or HPV. You'll need to ask him.
All in all, I put your risk of having acquired HIV from this exposure in the range of 1 in a million. That's almost 600 times lower than the chance you'll die accidentally in the coming year (1 chance in 1,756, if you live in the US). In other words, don't lose sleep over this as you await your test results. You can expect them to be negative.
Best wishes--- HHH, MD
Thank you - I find your response very reassuring. I will post back in 2 weeks with the results.