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High Hdl-High LDL

I am a very healthy 62 year old female; 5'6" tall and have never weighed more than 130 lbs.  I eat healthfully and exercise regularly.  For the past 3 years, my cholesterol readings have been Total: 213, HDL: 98, LDL, 119, Total to High ratio: 2.  My physician is considering a cholesterol lowering medication for me.  I am resistent to taking medication since the HDL and ratio are so good.  Family history: Father had 3 vein by-pass in his 50's, but was a smoker and diabetic; younger brother had a 1 vein by-pass in his 50's and currently has a 60% blocked main artery ~ he was also a smoker, but not overweight; older sister has 60% blocked main artery, non-smoker, but most of her life has been overweight.  Question: Is it wise to give in and take the cholesterol lowering medication?

Thank you for your response.
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976897 tn?1379167602
You have raised a very good question actually, one I have pondered over for years. If you have a good ratio of hdl to ldl, do you need to reduce the ldl?
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