MVP question

[Mom2four85]

Ok; here I am again stumped at the medical community.  I was told by my supplemental health insurance policy that I have been diagnosed & treated for mitral valve prolapse since October 10, 2007.

Here's the thing - I didn't even have health insurance or go to the doctor from March 2007 - April 2009 and I've been told for 5-7 years "nothing" was wrong with me.  I had an ekg in 2004 normal even after I complained of CP; SOB; 2007; 2008 normal (a weight loss clinic did the 2007 & 2008 ekg's).

I went through every cardiac test possible since July 2009, and an ablation, cardiac MRI, cardiac catherization, pacemaker/icd implant.  

The only thing my cardiologist & ep told me were; I had "trace" mvp; even less than in the normal population so HOW the heck can they say I've sought treatment for it?

What on tests do I need to look for to prove I do or don't have mvp?  Would one of my ekg's show it?

[Mom2four85]

Thanks Ed34, that's what I've read & researched on.  I have trace mvp and normal valves so I have no clue where they got I was treated for mvp, I think it's a stall tactic.

I went back through all my records and no murmurs, clicks or gallops have ever been present.  I had an echo in July 2009 and a cardiac mri in August 2009, both of which showed only trace mvp.

[ed34]

Actually, let's go back to basics. A misfunctioning valve would normally create a particular sound know as a murmor. This is heard through a stethascope or when having an echocardiogram. If the MVP is very slight, then the murmor could be missed. I can see no treatment listed which would result in an MVP being addressed.
The echocardiogram you had would show the MVP. I also believe the MRI scan would but if it is that slight, no cardiologists would even bother with it.
ECGs would not pick up the slight MVP.

[ed34]

Trace MVP would really only show up in an echocardiogram. I'm shocked that they believe it required treatment.

[Mom2four85]

So the only way to diagnose MVP is with an echo or are there are other tests that would show it...or are there things a physicians look for in exams? (gallop, racing heart etc?)

Sorry I'm trying to disprove I have MVP lol

The one and only echo I've ever had was in July, so I'm wondering about this and would appreciate if anyone knows.

[Mom2four85]

Oh, I have all of my paperwork, doctor's notes and test results up until July 2009; to prove I didn't see a doctor or had been treated for MVP, except my recent surgery - August 2009; which is where they say they got the proof from.

I had 3 surgeries and stayed in the hospital 4 days, had tons of testing and the bill just to get my records was $282 - at a discounted price! :p  That's why I wanted to see what test would show mvp - I found the answer was an echo>  The one and only echo I've had was July 2009.  Im curious if ekg's would show mvp or other valve problems.

The ins co says the hospital has records where I was treated for Chest discomfort, palpitations and MVP since 10/10/07, which is impossible. When I requested the proof of where I sought treatment or had been told I had something wrong, they weren't sure they could give those documents to me because they paid for them LOL

That means they are tired of paying out for my case....$12,000 claim from me, sure they're going to try to do everything to delay and get out of paying it. They even offered to pay me for my premiums I've paid so far this year, if I would just sign this paper for them....seriously

Why would an cardiologist & ep tell me I have "trace" mvp, that was less than found in normal population if they had found something else? Wouldn't it have to be in the "severe" category to be treated?  Maybe I'm missing something.

[RadioAstronomyObserver]

  My brother got a ticket for driving through a toll station without paying.  They even had a picture of his car and the license plate!  Problem was he has never been in that part of the state, the picture showed a car he has never had, and the plates had not a single number resembling the plates he does have.  Obviously it wasn't him.  He was able to prove it wasn't him somehow but the story sounds the same.  This is another example why all of your paperwork should be kept "for life", which includes getting a copy of your medical records/reports.

  Sorry I can't help with the question directly but I hope I helped future problems with the paperwork suggestion.