I am 54 with no history of heart disease, a perfectly normal lipid panel, normal weight, a vegetarian. I go to the gym 3x/week, do tai chi and walk 5 miles day.. Even though I am over 35, I believe the likelyhood of CAD is very low. Is an event monitor an invasive procedure?
To begin with, if you are female and below the age of 35 your pretest likelihood of CAD is extremely low even with chest pain typical for CAD. It seems to me like you have had an extensive work-up. Regarding stress echo-- it is not necessary to use contrast to get a good quality study. In fact, most centers do not use it.
Before considering an invasive procedure such as a cath , consider an event monitor to evaluate your palpitations. The most likely cause is premature beats that you can feel. As long as your heart is healthy they do not have a bad prognostic implication.