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Avatar universal

insurance.

I'm a first time mommy, 17+6 weeks & I just got approved for medicaid. My fiancé & I want to get married within the next two weeks. He missed the deadline for insurance through his work, so he wouldn't be able to cover me through his insurance until next year, so would I still be able to have insurance through medicaid, or would it be taken away since we would be married? I know it's kind of a personal qurstion, but I'm very confused & not sure how all this will work. Thank you in advance.
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Avatar universal
Getting married counts as a major life event, so if you do get kicked off of Medicaid, your fiance can add you too his insurance regardless of the deadline, you just have to show proof of marriage within 30-60 dats depending on your state.
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Avatar universal
Thank you, but I would rather be in a hospital than have a home birth. I have looked at a few midwives around me, but I just don't think it's right for me.
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Avatar universal
This is just a thought but maybe you'd like to consider a midwife with a home birth? Its still expensive but a lot cheaper than hospital bills. I'm paying 3700 for mine. This is my second baby but first home birth. My first baby I had in hospital and it was horrible! I, myself believe the hospital does not give mothers enough of a choice and they just push you around. Just a thought! You should look into it. Goodluck with whatever you decide! (:
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Avatar universal
So I should go ahead & get married?
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Regardless if your married because your pregnant medicaid will cover you until I believe its a month or two after you give birth
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I wouldn't mind at all if it lasted until the baby was born . I'll be able to afford that but not all the hospital & doctor bills.
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It depends they have medicaid just for pregnant woman it doesn't matter your income but after the baby is born your on your own
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Avatar universal
I have Medicaid. And it's based off you and your spouse income, me and my husband almost didn't get it Cause we make to much. You don't automatically qualify if your pregnant. Just call your social worker, you will have to probably redo everything else, you'll have a different name, and married.
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Avatar universal
Thank you! I'm praying it doesn't kick me out of the program. We want to get married March 2nd & it was just brought to my attention by a family member that it could possibly be taken. But she lives in ohio, so it's a different system there.
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973741 tn?1342342773
You're doing everything that is right.  So, that is good.  All you can do is be honest and you'll get your fair share.  If his income, when you are married, kicks you out of Medicaid, that is something you'll adjust to.  Or maybe it won't be enough to do that.  Your case worker can give you the details for your specific situation.  But it sounds like you've disclosed important information.  All you can do is be honest and hopefully the situation works out favorably for you.  good luck
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12155605 tn?1437372946
I live in md and get Medicaid u will qualify especially since you are pregnant
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Avatar universal
Well it already asked for his information & I told them he was my fiancé, but he's gotten a dollar raise since then. & I put down that he was the father of my baby, too.
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973741 tn?1342342773
Even if you don't marry, it changes.  Most states if not all require information regarding the father.  If you aren't together, they make him pay child support (documented) and if you are with him, they combine your incomes.  Otherwise, it is cheating the system hon.  They have to spread the money around to all who need it and you would need less based on living with your boyfriend and his job providing income.  It's fraud not to claim that sweetie and you will get in trouble if you try to avoid it. good luck
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Avatar universal
I already have it, so it was based on my income, but if I don't want it to change if we decide to get married.
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973741 tn?1342342773
It will likely be dependent on his income whether you are married or not.  Most states require the father to register his income and pay child support if not married.  So, don't fear getting  married because of this.  Either way, his income will factor in and as he IS part of your income, it probably should.  Talk to the agency and see what they say.  good luck hon
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13167 tn?1327194124
You're right,  it is based on income.  

I'm glad you're getting direct answers from Medicaid - keep being patient.  You really need clear answers.

If you are above the poverty level,  and have to pay for insurance,  it's horrifically expensive.

Obama care is great for those who can't pay,  but for those who can,  it breaks the budget.  



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Avatar universal
& I'm just worried that since I already have it, if we get married it'll be taken away. & then we'll have to pay for everything out of pocket since he wouldn't be able to get me covered under his until next year.
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Avatar universal
I thought it was based on income here, but I don't have a job & I feel like it'll look like he makes a lot, but it's expensive to live around here. So it really isn't alot of money. & everytime I try calling, I'm put on hold for very long times & no one ever answers. Most of it is machines.
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Avatar universal
My husband makes to much for Medicaid.  Where I live it is based on income. You can call your local dhs office or health dept and they can tell you.
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Avatar universal
I would call Medicaid and find out? My friend had Medicaid for both of her pregnancies and they only paid for  her prenatal care. The father of her kids(they are still together) has to pay for her labor and delivey bill.
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Avatar universal
You will qualify because you are pregnant but his income may count against you after marriage. Here in Illinois it is an income based insurance after pregnancy and I would recommend calling your case worker
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Avatar universal
In all states? I live in Maryland.
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Avatar universal
Being pregnant you automatically qualify.
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