husband says im a downer but i feel like u have the right :( ugh

[MahMahBeaR]

Today my husband came home i was in such a wonderful and lovly dovy mood and now im here sitting thinking if im being to hard to him... it all started when he asked we should get a loan i wouldnt mind a 500$ loan but he wants 2000$ loan i said no he flipped and said i was crazy and that we need the money and yes i wont deny we do but seriously i dont wanna be in debt and we r ok we dont need extra money we get through it pretty well no need for money to just spend on stupid things he eventually said hes done fighting and to just forget it i flipped and told him to forget it that ive had enough of him being so stupid and not considering that god blesses us with what we got we dont need more if we are ok well things got bad to where i said he can do what ever the hell he wants but im notgunna be in this if he cant pay it off n he just sat down and rented a movie i feel like crap because i feel like yes we need the money n i wouldnt mind spoiling myself but i really dont want to owe anything ughh you think im being to rough and get it or stay firm n say no !!

[MahMahBeaR]

Lolz exactly but men will always be men :)

[knufrio]

Yeah if you're going to get a car soon you don't need another loan on top of that. Especially if its just for a PS4 LOL

[MahMahBeaR]

We wanna get a home also when our child is born but right now we just wanna focus on buying a vehicle we recently just paid off a 5.000 loan and i just hated knowing i had 3 years of paying it but i dont mind loans they help alot n they r great for his credit but right now we r gunna get a vehicle n just wanna focus on that n then the begining of next year we wanna get a big loan for our home my issue is he wants it to get this loan for a ps4 and clothes n its just not nessesary as of right now :/

[knufrio]

Having debt is a part of life though. Between my husband and I, technically speaking we are currently about $300,000 in debt... But that's because we own a home. If you know you'll be able to pay it off it's a good idea to get the loan because it helps to establish and maintain your credit.

[MahMahBeaR]

It is super hard for me too because at the end of the argument he trys to do the i love u ceremony -_- and i know thats what i tell him theres no point in having a loan if we dont need it

[daniellegraffeo]

If its not for anything important then it's not worth the debt.

[Star3789]

Stay firm and say no but i know its hard for me to be firm with my hubby i almost always give in cuz i cant stand to see him pout !