off subject

[shantyamore]

IM visiting mil n wanted water but not out the faucet I know she keeps bottled water in get closet so I went to check....instead I found a receipt for life insurance in the name of my hubby me and mil are on good terms but I feel she was wrong for that should I tell hubby I know he will be angry and I don't want to start prob with his family

[Ashdub07]

Was his signature on it?

[TeamAdyn]

It's normal to have life insurance for your kids even if they are adults now and married. My grandmother has insurance polices for all her kids.

[Ashdub07]

I have one for my kids it's not a lot but I have one.

[tabbykatt92]

my mom has insurance on all her kids and grandkids. it's safe for her to have in case something we're to ever happen, she'd be able to afford the funeral and everything.  

[shantyamore]

Yes but he doesn't know,and I kinda feel like,she was sneaky about it because we had a convo  and she said she wasn't going to do it .I don't know what his reaction would be but I shouldn't have picked up a receipt that was in a closet that doesn't belong to me

[Ashdub07]

Oh well you can't unsee it. What are you gona do??

[20preggers13]

I wouldnt say anything about it. Why does it matter if she has one? It is to help her...i dont see why ur husband would need to know or why he would b upset. But u know ur family better, good luck w whatever u decide!

[shantyamore]

@Ashdub idk, good question lol.....because she waits till he's 35 and does it if it had been when he was still in her care it'll seen more benign but somehow it seems sneaky Mabey I watch too much TV but I just wouldn't have much to say if she discussed it with him....they aren't super  close he might curse her out or he might say I need it idk I feel sum type of way

[Laurpatsoph]

I work for a pretty big insurance company and its common for grandparents/parents to come in and get insurance on their children without them knowing. It's not so they will benefit from the death it's to make sure the family is well covered in case that person should pass. I can't tell you how many times I've seen people pass away and not have anything. Parents having to put their child's funeral cost on a credit card and every month they would get the bill and a reminder that they no longer have that person in their lives. My grandparents have life insurance on me and I just found out 2 years ago. It's a relief to know someone is willing to take care of that for you cause with a new child it's hard to make financial room for stuff like that.

[Laurpatsoph]

But him being 35 I would think he would have to sign the application and do a medical exam or at least a mouth swab to check for tobacco

[Ashdub07]

I'm pretty sure he would have
To sign consent if it's a recent paper. I get it tho I watch criminal minds and law and order all day so I see why you're paranoid lol
But it is something you should ALL sit down to discuss I think!!!

[mommygg]

Maybe she did to benefit yall since ur having a baby u never know what can happen and she wants yall to be taking care of I would be paranoid to though maybe u should talk to her about it go get water again and act like u dropped and say oh whats this lol and see what she says

[shantyamore]

Good idea, but the closet is n her room and she usually just hands me one if she has any and I have two kids with him already she paid a dollar o get the insurance started n no he has no clue or signature on it he is of those people who thinks he's poisoned if he cough wrong that's why when mil and I talked about it I told her I wasn't filling one out because he might think it's some conspiracy I'd rather talk to him about it  first but she did it anyway after acting like she wouldn't and she is probably thinking he will leave lots of  money for me if something happens so it's not to support me n our children it's for her

[missi_m]

Personally I think its sneaky even if it is normal practice where you live. I wouldn't like my family having an insurance policy out on my head without me not agreeing or knowing about it, regardless of intentions. I wouldn't do it to my kids either. I'd want to know and right now I dont understand why ppl take out policies without telling the person its for???? Why the need for secrecy if its all for good intentions in the event of death etc? Ppl should say to the family member if they have a nice windfall floating on their future demise. I think you should just say you found the receipt by chance, read it and thought you would mention it as he ain't a kid, he's a grown man. You ain't troublemaking, he has a right to know. ... :)