ok, i have a problem where i had difficulty pulling the foreskin of me penis back, or even at all. this problem has gone on for a number of years, but i haven't had the money nor was health insurance offered at the places i have worked at so i haven't gotten it fixed for a number of years, but it has gotten to the point i can no longer pull if back regularly to wash it, so i need to get this fixed, despite me not having the money to do it. the skin at the tip of my foreskin when my penis is not erect is very swollen, and has two lacerations on the side that have deleveloped into scarring due to constant tearing due to when i pull my skin back to clean it, when my penis is erect the skin becomes sore from it. i have researched some and found that steroid creams have worked in similar cases, but i dont know if it will work in mine. i want to avoid circumcision due to loss of sexual functions that the foreskin protects. i would like to do have this fixed if i can, and would like for some advice.