thanks for the advice! i came clean with my wife and she's taking my money away from me (: i guess serves me right.
Most likley scaredlonelady is not moralizing -- we don't do that on this forum. But the phrase "if you can't stand the heat, get out of the kitchen" comes to mind. Regardless of the moral issues about sexual fidelity, if you're going to react with this sort of anxiety after commercial sex exposures, it makes sense to avoid them.
Welcome to the HIV forum.
You had completely safe sex. HIV cannot be transmitted by vaginal sex through an intact condom, even if the condom is "loose". Oral sex is almost no risk even without a condom and zero risk with one; and hand-genital contact probably never transmits HIV, even when genital fluids are used for lubrication. Finally, HIV is rare in commercial sex workers in most of the US, and that inludes Seattle -- so it is very unlikely your partner had HIV.
From a risk assessment standpoint, you do not need to be tested for HIV. (If I were in your situation, I would not get tested and I would continue unprotected sex with my wife, without fear of infecting her.) However, if you remain nervous despite this reassurance, feel free to get tested. The public health STD clinic at Harborview would be an excellent choice for testing.
Regards-- HHH, MD