Aa
income during tx
My job gives you 60 days of FMLA leave that can be used for sickness etc.My handbook says that if I exhaust that 60 days and dont come back to work that I have to reapply for my job.If for some reason they dont rehire me would that make me elligible for unemployment?should I try to get some type of disabiliyt insurance now?How does all this work.I need an income if for some reason tx is hard for me.Anybody got any suggestions???????????? HELP!!!!! I want all my bases covered.
Hi Cindy2955,
Each state is different. Here in CA we pay into state disability that allows us to go on temporary disability for the duration of treatment. That blessing allows u to focus on keeping ourselves as healthy as we can.
Check your state programs.
DoxieMom04
Each state is different. Here in CA we pay into state disability that allows us to go on temporary disability for the duration of treatment. That blessing allows u to focus on keeping ourselves as healthy as we can.
Check your state programs.
DoxieMom04
Hi Cindy2955,
Each state is different. Here in CA we pay into state disability that allows us to go on temporary disability for the duration of treatment. That blessing allows u to focus on keeping ourselves as healthy as we can.
Check your state programs.
DozxieMom04
Each state is different. Here in CA we pay into state disability that allows us to go on temporary disability for the duration of treatment. That blessing allows u to focus on keeping ourselves as healthy as we can.
Check your state programs.
DozxieMom04
I did treatment for 13 weeks never missed a day and it was tough but better then sitting home. I had all kinds of side effects. I'm a little worried about next time around, but at least I think if I did 13 I can so another 11 weeks. I have a stressful job, with tons of detail. I've climbed out the grand canyon 13 times. I think about what I've done that' s really hard. Like the climbing out of the canyon it's one foot in front of the other. One day at a time.
I don't think you can get short term disability with hep c. Don't think you can't work until you try.
I don't think you can get short term disability with hep c. Don't think you can't work until you try.
Sorry for the mis. 12 workweeks is closer to 90 days than 60 : )
When they state 60 days are they only counting workdays?
I have never seen this stated as such.
I was out on FMLA in 08' for surgery and again this year for tx.
I am now on long term disability and yes I did relinquish my position after 12 workweeks.
I think the US Dept of Labor revised the rules after the first time I went out.
My company would send out a full packet of paperwork when you asked HR explaining everything in detail.
When they state 60 days are they only counting workdays?
I have never seen this stated as such.
I was out on FMLA in 08' for surgery and again this year for tx.
I am now on long term disability and yes I did relinquish my position after 12 workweeks.
I think the US Dept of Labor revised the rules after the first time I went out.
My company would send out a full packet of paperwork when you asked HR explaining everything in detail.
Cindy,
Regarding short & long term disability -
Every situation is different, but generally speaking, yes, when you apply for the insurance you will be asked about any medical conditions that you have and you will not be insured when they find out you have Hepatitis C. I was turned down for long-term disability insurance a year or two after I was diagnosed, but a few years later I was able to get some when the company I work for changed insurance carriers. They held an "open enrollment" and during that period of time I was able to sign up, no questions asked. Had I not enrolled in the long term disability insurance during the open enrollment period, I would again be ineligible. Good luck!
Regarding short & long term disability -
Every situation is different, but generally speaking, yes, when you apply for the insurance you will be asked about any medical conditions that you have and you will not be insured when they find out you have Hepatitis C. I was turned down for long-term disability insurance a year or two after I was diagnosed, but a few years later I was able to get some when the company I work for changed insurance carriers. They held an "open enrollment" and during that period of time I was able to sign up, no questions asked. Had I not enrolled in the long term disability insurance during the open enrollment period, I would again be ineligible. Good luck!
it is better to work even tho you push yourself out the door each day than to sit at home thinking about how crappy you feel. I drive heavy equipment and trucks and the job is pretty physical at times put in more than 40 a week. Don't start getting a defeated mindset before you start . I did 48 weeks and failed glad I lived those weeks best I could or it really would have been a waste.
Most of us don't go out on disability even if we have it but it's nice to know it's there. I know I never could have afforded it because it was only a portion of my salary so I came to work every day even when I was very ill with the anemia. I just couldn't take a risk they would reassign me and then in six months say my position wasn't needed and get rid of me or something which does happen).
You might not need to take it, you won't know how you are doing until you start treatment. The one thing I worry about in your case is you are so afraid of anyone finding out about the hep that it might cause them to gossip if you leave - of course there are cover stories that we've come up with but the gossip in a small town just might be harder than working!!!!!!!!
You might not need to take it, you won't know how you are doing until you start treatment. The one thing I worry about in your case is you are so afraid of anyone finding out about the hep that it might cause them to gossip if you leave - of course there are cover stories that we've come up with but the gossip in a small town just might be harder than working!!!!!!!!
LEAVE ENTITLEMENT
A covered employer must grant an eligible employee up to a total of 12 workweeks of unpaid leave during any 12-month period for one or more of the following reasons:
for the birth and care of a newborn child of the employee;
for placement with the employee of a son or daughter for adoption or foster care;
to care for a spouse, son, daughter, or parent with a serious health condition;
to take medical leave when the employee is unable to work because of a serious health condition; or
for qualifying exigencies arising out of the fact that the employee’s spouse, son, daughter, or parent is on active duty or call to active duty status as a member of the National Guard or Reserves in support of a contingency operation.
12 workweeks would be 60 days.
A covered employer must grant an eligible employee up to a total of 12 workweeks of unpaid leave during any 12-month period for one or more of the following reasons:
for the birth and care of a newborn child of the employee;
for placement with the employee of a son or daughter for adoption or foster care;
to care for a spouse, son, daughter, or parent with a serious health condition;
to take medical leave when the employee is unable to work because of a serious health condition; or
for qualifying exigencies arising out of the fact that the employee’s spouse, son, daughter, or parent is on active duty or call to active duty status as a member of the National Guard or Reserves in support of a contingency operation.
12 workweeks would be 60 days.
JOB RESTORATION
Upon return from FMLA leave, an employee must be restored to the employee’s original job, or to an equivalent job with equivalent pay, benefits, and other terms and conditions of employment.
They don't necessarily have to give you the same job but they are required to to give you a job that is equivalent. Cindy is bus driver and they would be hard pressed to find a job much like that one so I'm quite sure her positin would be safe.
Trinity
Upon return from FMLA leave, an employee must be restored to the employee’s original job, or to an equivalent job with equivalent pay, benefits, and other terms and conditions of employment.
They don't necessarily have to give you the same job but they are required to to give you a job that is equivalent. Cindy is bus driver and they would be hard pressed to find a job much like that one so I'm quite sure her positin would be safe.
Trinity
Hi Cindy,
Here is a link to the federal law on FMLA. http://www.dol.gov/whd/fmla/index.htm
If your state law were *better* than the federal law it would supersede federal law but NOTHING can be less than the federal law. You may want to take a look at your information on FMAL again as I believe they have to give you 90 days. Also, your position is held for the entire 90 days. This means you come back at the same pay, in the same job and your seniority is also in tack.
If you do not return after 90 days, it is considered a voluntary quit and therefore, you would not be eligible for unemployment. Once you are out 4 months, you are eligible to apply for SSDI.
I do not know if you can purchase a disability policy independently. Are you certain there is not a company sponsored policy already in force? Talk to you HR department. They are bound by there title to NOT disclose information....or you would have another issue.
Good Luck!
Here is a link to the federal law on FMLA. http://www.dol.gov/whd/fmla/index.htm
If your state law were *better* than the federal law it would supersede federal law but NOTHING can be less than the federal law. You may want to take a look at your information on FMAL again as I believe they have to give you 90 days. Also, your position is held for the entire 90 days. This means you come back at the same pay, in the same job and your seniority is also in tack.
If you do not return after 90 days, it is considered a voluntary quit and therefore, you would not be eligible for unemployment. Once you are out 4 months, you are eligible to apply for SSDI.
I do not know if you can purchase a disability policy independently. Are you certain there is not a company sponsored policy already in force? Talk to you HR department. They are bound by there title to NOT disclose information....or you would have another issue.
Good Luck!
Cindy I really don't know. When I worked for a national corporation short and long term disability was part of our benefit package when I was hired. My Mom worked for GE many years ago and an independent insurance company offered a disability program at a very low cost and she had arthritis at the time. If she became disabled they paid 70 or 80 percent (can't remember) of her monthly salary for life. She did become disabled and it was and excellent supplement to her government disability. You can inquire about it through HR without divulging any information. Hey, inquiring minds need to know. It's your right as an employee to be informed. At best, HR can give you the name of the insurance company and you can call yourself. I have called many insurance companies and asked questions and most are very accommodating about how the benefits work.
Good Luck,
Trinity
Good Luck,
Trinity
I am not assuming that I wont be able to work and hope that I can(I drive a school bus and need to be on my toes if you know what I mean).Nobody knows about my condition except family and I plan to keep it that way.Not even my best friend knows.I work with alot of gossipy women and I would be slaughtered if word got out!!!Bosses dont know either.
We dont accumulata vacation time since were out all summer (with pay).We do have sick time.I know I have that but its not much.Im afraid to ask our HR person cuz things could leak out.I live in a town that everybody knows somebody!!!
I know if I go out on FMLA I wont get paid.We do have a sick bank at work for if you exhaust your sick time but you can only apply for it then the school board determines if you can get it or not.
Trinity-I hope you right...Going to check into the short and long term disability thing.Will the app ask me about my condition and will it prevent me from getting the insurance????
We dont accumulata vacation time since were out all summer (with pay).We do have sick time.I know I have that but its not much.Im afraid to ask our HR person cuz things could leak out.I live in a town that everybody knows somebody!!!
I know if I go out on FMLA I wont get paid.We do have a sick bank at work for if you exhaust your sick time but you can only apply for it then the school board determines if you can get it or not.
Trinity-I hope you right...Going to check into the short and long term disability thing.Will the app ask me about my condition and will it prevent me from getting the insurance????
You might check into the employer's provision for the FMLA. Just because they give you the time off and allow you to return it does not necessarily mean that they are going to pay you. A combination of factors; accrued vacation time, unused sick pay and may some salary continueation benefit may come into play but I would not expect automatic full=pay situation. Find an HR person who knows. I expect that you might also have concerns with the continuation of premiums for the employee-portion of other benefits (medical and dental, for example).
I've seen a lot of people getting caught up in matters that they think they understand but later come up to some nasty surprises.
DSon't assume that you can't work through treatment and be very careful around the workplace about what you say about the disease and treatment. Ain't no one's business but yours. And, people in the workplace (managers and HR types) don't inherently have the right to know.
I've seen a lot of people getting caught up in matters that they think they understand but later come up to some nasty surprises.
DSon't assume that you can't work through treatment and be very careful around the workplace about what you say about the disease and treatment. Ain't no one's business but yours. And, people in the workplace (managers and HR types) don't inherently have the right to know.
If you don't return to your job after 60 days of FMLA you will not be eligible for unemployment because you are terminating your employment, not your employer. When a person goes out on FMLA, they are guaranteed a job upon their return but not necessarily the same job.
If your company offers short term or long term paid disability you should definitely look into it. I'm not sure if you can purchase that type of insurance otherwise.
As much as it is beneficial to have all your bases covered you may not need any of the above. I didn't and many others haven't either.
Trinity
If your company offers short term or long term paid disability you should definitely look into it. I'm not sure if you can purchase that type of insurance otherwise.
As much as it is beneficial to have all your bases covered you may not need any of the above. I didn't and many others haven't either.
Trinity
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