Happened to me. I took it out when I first found out and by the time a had my daughter I got a little scar from the hole to the other hole. It's been three almost four years and it's still there.
I took mine out three yrs before getting pregnant because i riped it open on a shelf. It healed fine but now with my buddha belly i have a stretch mark in an S shape and my old scar from ripping it is looking really redvand puffy lol i put lotion on it every morning and night to help keep the skin moist but i didnt escape the funky stretch mark lol
MY belly ring has been out for 3 years and ive noticed a cut on the old scar im thinking it stretched and ripped also....
Ugh wish i could show you how bad mine is. Dr said i need plastic surgery for it to look normal again.