I was diagnosed as having bipolar disorder about 6 or 7 years ago. I now take Trileptal to treat it, and it has definitely improved my life. It was never something anyone, but my family or close friends were even able to detect. I have never been hospitalized as a result of the bipolar nor has it ever affected my physical health in any way. However, I am unable to acquire any health insurance because of the diagnosis. It has always been an awful stress not to have coverage, but until recently I haven't had much to take if I couldn't pay medical bills. I am having a child very soon, and I just purchased a business. I want to be able to build a life for myself and my family, but it is a constant fear that if I incur any large hospital bills they will be able to take everything I work for. Right now I am covered by Medicaid. It is frustrating because I am able to pay for insurance, but can't get it, and I know Medicaid is only a temporary solution. I desperately want to have health and life insurance and feel as though I have no options. Any suggestions?
I sell individual health insurance in AZ and some plans will cover you with a waiting period for certain pre-existing conditions. See an agent in your area and apply for the best plan that meets your needs. Blue Cross is usually prety good about covering pre-ex with a rider.
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