Health Insurance Expert Forum
Should I refuse medical insurance from my employer?
About This Forum:

This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.

Font Size:
A
A
A
Background:
Blank
Blank
Blank
Blank Blank

Should I refuse medical insurance from my employer?

I am currently getting medical insurance through my husband's employer. My employer has just offered me to enroll in her medical insurance plan, for a price. If I decline, will my current insurance company be able to deny me medical coverage/benefits because I declined the insurance from my own employer?
282113_tn?1388163349
Dear greengarden7,

Terms of employer sponsored group plans vary based on the agreement between the insurer and the policy holder (the employer). Some policies require spouse and dependents to get their coverage through their own employer when and where available. This could especially be an issue if both yours and your husband's employers offer coverage through the same insurer.

The only way to find out is to inquire from the plan administrator or Humana Resources what their requirements are.

Sincerely,

Amir Mostafaie
Blank
MedHelp Health Answers
Blank
Weight Tracker
Weight Tracker
Start Tracking Now
RSS Expert Activity
242532_tn?1269553979
Blank
How to Silence Your Inner Critic an...
22 hrs ago by Roger Gould, M.D.Blank
242532_tn?1269553979
Blank
Emotional Eaters: How to Silence Yo...
Mar 26 by Roger Gould, M.D.Blank
1344197_tn?1392822771
Blank
Vaginal vs. Laparoscopic Hysterecto...
Feb 19 by J. Kyle Mathews, MD, DVMBlank