Just yesterday I noted a small, pencil-erasor size red bump on inner thigh/groin area - I haven't had sex in about three years (or any kind of sexual contact), but have been diagnosed in past with HPV (type that causes cervical cancer). It was quite painful yesterday and red (which is how i noticed it), however I put antibiotic and hydrocortisone cream on the bump and covered with a bandaid - today it is a lighter pink color, not painful, but still prominent. I thought at first it was an ingrown hair. Could this single bump actually be a genital wart?