This is confusing. If it was an actual miscarriage, you would not have been far enough a long to have clots or fetal tissue. It's true that a Dr's urine pregnancy test may not always pick up an early pregnancy. Many Dr.'s use tests less sensitive then a home test. However, if you had had a very early miscarriage taking place prior to the urine test picking up the pregnancy hormone (HCG), you really wouldn't have had more then just heavy period like bleeding. I have had 3 of them (called chemical pregnancies) and if I didn't know better, I would have thought a late and very heavy period. I am wondering if you didn't have a kidney stone? I think you are wise to discuss this with your Dr. I really don't think this sounds like a miscarriage. Good luck.
To me it sounds like you did miscarry when I did I passed a round hard ball also, just because you had a neg test result from the dr does not mean anything when you are just preg sometimes it can not be detected I know two people who had neg results and where preg sorry you had to go threw this.