Wait or Seek another Opinion?

I am 44, perimenopausal (2 yrs) and have a 1.8 x 1.4 x1.9 cm complex, septated cyst on left ovary. Diagnosed 6 months ago, with 2 transvag & abdominal US since. It is slightly larger now(very little growth). I had cervical polyps (benign) removed in Feb 04 and have had only two periods since then with spotting and mucous discharge intermittently. Oldest sister has DCIS in both breats, older sister had edometrial cancer. Maternal grandmother had ovarian cancer, paternal grandmother had endometrial cancer. Mother refuses mammo and gynecological exams-so she's no help. Should I wait to have another US series or is it time to see gyn/oncologist? I also have a cyst on right ovary (not complex so probably functional) and a few complex cysts/nodules in both breasts. Please advise. Thank you very much.