In the lead-up to Xmas and with a March baby on the way, I'm starting to stress about money matters :( Hubby and I both work full-time, have a mortgage, cars, bills, all that stuff. We can't live on one wage as it is and to top that off, in Australia I'm only entitled to 18weeks minimum wage pay/maternity leave (which isn't a lot). I'm looking for tips and tricks and some advice about how to possibly manage this? Not feeling much peace of mind :(