I can't take anymore

[kaylamarie614]

I am at the end of my rope. Our (my husband and I) financial situation is horrible. I found out in April '08 I have cysts and fibroids on my ovaries and my uterus. We cannot afford a doctor, the state will not help. My husband is a construction worker, he works very hard everyday but we cannot get caught up. We purchased a couple of 4 wheelers on credit last christmas and they have been stolen. My son got into a car accident a couple of weeks ago on his way hime from work. His jaw is still broken. He went to the er by ambulance the night of the accident. The er referred us to a specialist. A specialist?!?!?!?  We have no insurance! If we did I would not be ate up with these fobroids and cysts, they would have been removed by now. So I am in pain everyday, we are paying on our 4x4's which have been stolen from us. We have bills, too! Let's not forget about electricity, water, cable, phone, gas, groceries, etc..... I just do not know where to turn. I cry every day and I am scared everyday. What else can happen to us. I am not trying to tell a sob story, it is just the facts. I have never struggled so hard in my 45 years on earth as hard as i am now. I feel like my whole world is falling apart, I feel like I do not want to be on this earth anymore. I won't do anything to hurt myself but this has benn going on for about 8 months now and I have had enough. I am looking for a job but I truly do not think I can hold down a job. These cysts and stuff cause some serious pain for me almost everyday. I have just had enough. My husband is stressed, I find it hard to talk to him. My brother is an alcoholic, no help there! In fact, he is another one of my stresses!

[ILADVOCATE]

First of all you may not know what you qualify for. Are you aware of the Medicaid Buy In for Working People with Disabilities? I am an advocate for people with disabilities and I looked it up and I believe its in Tennessee. Almost all states have it by now. I know because I helped advocate for it. I recieve it in New York state. You just have to be working and have a disability but the work can be the most minor part time work. In addition the limits for asset and income are very reasonable. Another form they have in New York state is the spousal refusal form so that a couple can have their income be classified as seperate as regards medical benefits. I am not entirely familiar with what is available in Tennessee but the best thing to do is speak to your local independent living center. They can help as they advocate for people with disabilities. Here's a link to the ones in Tennessee:
http://www.tnsilc.org/Tennessee_Centers_for_Independent_Living.html

[kaylamarie614]

It depends on the state you live in, each state is different. The programs here in Tenneessee do not go by the money you make but by your health concern. What I have does not qualify me for state assistance.

[ray31]

Im canadian so please forgive me if im ignorant on us health care but is there no social assistance programs to help you where you live?