A loose stool or an unformed stool is not typically a sign of fat malabsorption. Besides a film on the surface of the water or 'globules,' some people experience an 'orange-colored' discharge. If you feel you're experiencing fat malabsorption, ask your doctor to check into the situation. The problem can result from a number of causes that can include gallbladder and pancreatic issues as well as in instances of celiac disease among other things.
Both is true, it can be droplets or form a film. But a definite sign is loose or unformed stool.