Sorry, typo, that was meant as a question. Meant to say do you agree with it? But I assume your answer is NO
You were already advised NO RISK.
Can't help what other websites say.
I read on another site that you should be careful not to touch your eyes, nose, penis or other mucus membranes after fingering.
It does not shift your risk from zero. HIV never transmits outside its host.
Thank you, what about the last part of transferring some of her fluid to somewhere on my body that could infect, is that possible, has it happened before?
You were never at a risk of HIV. Oral sex (even an unprotected one) is zero risk activity, same goes for fingering. Your risk is non existant, therefore you dont need any test. Move on with your life and enjoy.