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Yes you are overeacting. It seems to me that you are talking more about frottage (rubbing of genitals) this is not a risk of HIV transmission.
Had he penetrated you, you would have known.
If you cannot get the unwarranted fear out of your head, go and test, collect your negative result and move on from the doubt.
You would have known if the head of his penis was in your vagina,you would have felt it.The kissing,fingering and oral sex were zero risk but the penetration may have been a risk if it happened.Look,it,s been 4 years so any test you have will provide you with a 100% conclusive result.It,s up to you if you want to test,only you know if you were penetrated or not.All the best.