Healt Insurance stop to pay me

[michellelouise]

Hello

I woud like to know if the insurance are alowed to do this:  In August 16 2006 My Doctor stop me from work for a couple of week  I had pain in the wrist after a rest for a couple of week the pain was steel there so I pass EMG in it was positif So I wait for bilateral surgery for Canal carpien  first surgery was in October 2007 right side and the other  January 2008 the pain that I was having was they same for my both feet  big toes so before the first surgery of my Canal carpien my Doctor send me to radiology for my big toes  and in March 2008 I got a surgery for the big toes bursite bilateral where I work I was always on my toes because I am small. After the surgery of my toes 10 days after they had to take the cast out bilateral cast there was some infection in my toes I took 5 week of antibiotic pass a nuclear and a bone test to make sure it did not affect the bone today my left big toes is steel not able to go down I do not know what they will do for that I did 3 month of physio and they stop me this week because they say they had done everything they can for me.  In January after they surgery of they left side for canal carpien I told the doctor that now I have pain up to the neck, shoulder, arms and my back I pass MRI and I show hernie at C6-7 and disc protusion at C5-6 and C4-5 and bilatéral névralgie cervico brachialgie.  My collective assurance group from my work send me in June to  Expertise medical  a doctor of there choice and this Doctor decide that the 10 of August 2008 I am ready to go back to work whit no limit  repetitive mouvement whit weight and standing up all day even if 2 of my doctor put so limit no repetitive work and working sitting down and at this time they did not have the result of they MRI My insurance stop to pay me they 10 of August 2008 saying that I do not fit the contract after 24 months invalide my Doctor give me a paper  this patient is not fit to go back to work. I am having treatment injection fluroscopie .

[Moussasaad]

Hi

I am canadian and I own a condo in Miami . I need to be insured for 67 days.I am 66 years of age and have diabetic

type 2. I am on insulin twice daily and I take Glugophage 3 pills a day.What are my option . at the best coverage and

the best price.

regards

moussa

[michellelouise]

Thank you for taking the time to answer me. I have read the copy of my insurance policy and it is hard to determinate because the section B invalid after 24 month is to largest saying that if the person is not able to gain money from any kind of work that mean I gcould go work on the street in a well chair selling pen or pencil I find that section not raisonnable, and the other thing is You have to tell any employer your condition when you applye for a job, and I steel I my job but it is manuel job standing up all that and doing repetitive work all day and this is what make me in this conditiiion and I am not allowed to do this work again only they doctor of they expertise from my insurance is saying I am ready for work because he as been paid by my insurance to expertise me medical so I did not expect he was going to tell something else.  Thank you any way.

[Amir Mostafaie]

Dear michellelouise,

From your profile, I noticed you are from Lachine, PQ. While I am licensed to deal with health  insurance issues in all of the United States, I have very basic knowledge about the Canadian Health Care system. Also it sounds like your concern is less about health insurance & more about Disability insurance & the fact that 2 out of 3 doctors are of the opinion that you need more time to heal & one says you are ready to go back to work.
To find out your recourse, you need to obtain a copy of your insurance policy & read through it.

9 out of 10 times, the remedy is in your policy!  

Sincerely,

Amir Mostafaie